Cookies Policy

Effective Date: March 1, 2026

This Cookies Policy explains how CD Calculator ("we", "our", or "the website") utilizes cookies, HTML5 local browser storage, and related web technologies when you access our calculation tools and educational resources.

1. What Are Cookies and Local Storage?

Cookies are small text files placed on your device by websites you visit. They are widely used to make websites work efficiently and provide helpful functionality.

HTML5 Local Storage is a modern web standard that allows web applications to store preference data locally within your browser without sending that data back and forth to a web server.

2. Client-Side Calculation Privacy

Our financial calculators operate entirely on the client side inside your web browser. When you enter deposit amounts, APY rates, term lengths, or compounding intervals, those calculations are executed directly on your device.

We do not transmit, log, monetize, or store your private financial figures on remote servers. Local storage is strictly used to remember interface preferences (such as your chosen language, theme, and cookie consent status).

3. Categories of Web Storage We Use

We only employ minimal and privacy-focused storage mechanisms necessary to provide our services:

4. Third-Party Infrastructure & Privacy Standards

We host our web infrastructure with trusted, industry-leading cloud providers (such as Vercel) and load optimized typography via Google Fonts.

These infrastructure providers adhere to global data security standards, including GDPR and CCPA compliance. We do not integrate invasive third-party cross-site advertising trackers or data brokers.

5. Managing and Disabling Cookies in Your Browser

You maintain full control over cookies and local storage. You can configure your browser to block cookies, alert you when a cookie is placed, or delete existing stored data at any time.

Note that disabling functional local storage may reset your language preference back to default upon your next visit.

6. Questions & Contact Information

If you have questions about our Cookies Policy or data handling practices, please contact our data team at contact@cdcalculator.info.